Community Housing Improvement Program (CHIP)

The Community Housing Improvement Program, better known as C.H.I.P, is a government grant established for communities offering low to moderate income households help with their home improvements.

Now accepting applications for 3rd Round Owner Rehabs Until Nov. 26th, 2018

Applications available in:

CHIP Office, 1st Floor -or- Commissioners Office, 2nd Floor
110 Cottage St.
Ashland, OH 44805
Or call 419-282-4215

Owner Rehabilitation Program (up to $35,000)

The purpose of this program is to rehabilitate a one-family housing unit, which are owned and occupied by low and moderate-income households.

Eligible items for this program include: installation and/or repairs to foundations, roofs, gutters, electrical upgrades, plumbing, furnaces, hot water heaters, insulation, windows, doors, siding, accessibility improvements and lead-based paint abatement.

Home Repair (up to $9,000)

The purpose of this program is to provide home repairs to one-family housing units, which are owned and occupied by low and moderate-income households.

Eligible items for this program include: handicapped accessibility, tap-ins, well and septic repairs, hotwater tanks, furnaces, and roofs.

Who is eligible?

Any household residing in a single family dwelling, whose total income of all wage earners (18 years or older) must be less than the income guidelines listed below and they must reside in the County or the City of Ashland.

Are there income limits?

Yes, there are income limits (HUD FY 2017 limits effective 4/14/2017):

Household Members Low Income Guidelines (Homebuyer & Owner Rehab Em./Home Repair)
1 person $ 32,500
2 people $ 37,150
3 people $ 41,800
4 people $ 46,400
5 people $ 50,150
6 people $ 53,850
7 people $ 57,550
8 people $ 61,250

What about my assets?

Applicants whose total net assets equal an amount greater than $100,000 are not eligible. Items considered net assets include but are not limited to: inheritances, personal valuables, collectables, and payments for mineral rights.

How can I apply?

If you have any questions about the programs outlined here, please contact Melinda Freeman from the Ashland City/County CHIP Office at (419) 282-4215 or The Ohio Regional Development Corp. at (740) 622-0529. Our office will make every effort to assist you.

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Contact Us

Ashland County CHIP Office
110 Cottage Street
Ashland, Ohio 44805

Phone: 419-282-4215
Fax: 419-282-4314


Office Hours:
Monday, Thursday, & Friday 8:00am to 4:00pm